Risk Summary
Please take the time to read this carefully estimated reading time: 2 min.
What are the key risks?
1. Investment in this crowdfunding project entails risks, including the risk of partial or entire loss of the money invested.
- Most investments made through the platform involve shares issued by early-stage or start-up businesses. These businesses may raise additional funding in the future, which could dilute your shareholding and reduce your potential return.
- There is a risk that you may lose the full amount invested. Information provided by early-stage businesses may be limited and may not always have been independently verified.
- Republic carries out due diligence checks on businesses listed on the platform in accordance with applicable regulatory requirements. These checks are limited in scope and do not constitute an assessment of a business’s commercial viability, projected financial performance, or likelihood of success. You should conduct your own research before investing.
2. You may not be able to access your money for a long period.
- Even if the business you invest in is successful, it may take several years before you are able to realise any return or recover your investment.
- The most common ways to realise a return are if the business is acquired by another company or lists its shares on a stock exchange. Such events are uncertain and relatively uncommon.
- Early-stage businesses rarely pay dividends. You should not expect to receive regular income or recover your investment through dividend payments.
3. Don’t put all your eggs in one basket.
Investing a large proportion of your money in a single business or type of investment increases risk. Spreading your investments across different businesses and asset types reduces your reliance on the performance of any one investment.
For your protection, you should not invest more than 10 percent of your net wealth, in total, in crowdfunding investments of this nature
4. The value of your investment can be reduced.
If the business issues additional shares, your percentage ownership of the company will decrease. This is known as dilution and is common for early-stage businesses that raise multiple rounds of funding.
- Dilution may reduce the value of your investment, depending on how the business performs and the terms on which new shares are issued.
- New shares may also carry rights that your shares do not have, such as preferential rights to dividends or returns, which could further reduce your ability to receive a return on your investment.
- Please refer to the Key Investment Information Sheet (KIIS) for details of any pre-emption rights that apply to this offer.
5. You are unlikely to be protected if something goes wrong.
Your investment is not protected by a deposit guarantee scheme or an investor compensation scheme. If the business you invest in fails, or if Republic Europe fails, you will not be entitled to compensation under such schemes.
Republic is committed to providing appropriate support to customers who may be in vulnerable circumstances, please contact our Customer Support team eur-support@republic.com
This Summary may be translated from time to time. You may also choose to use computerised translations on the platform, which are only approximations of the original English content. We do not guarantee the accuracy, reliability, or timeliness of any computerised translations of platform content. If there is a conflict between the English version of this Summary and a translated version, or between the original English platform content and the translated version, the English version will prevail.
*This Risk Summary is provided in accordance with The Regulation on European Crowdfunding Service Providers (ECSP) for business (EU) 2020/1503 and the Consumer Protection Code 2025