Wealth Migrate

Idea

Introduction

Wealth Migrate is a global online property marketplace that allows people to invest & diversify in global property for as little as $1,000 (soon to be $100).

THE PROBLEM
The property market is worth $217tn, and currently, there is no means for the majority of the global population to invest effectively in this asset class. We aim to help the 99% invest like the top 1% in global property, economically, safely & simply, using technology & SMART Investing. Our purpose is to solve the Wealth Gap. Here's how - https://bit.ly/2POLA40

BUSINESS SUMMARY
We enable investors to access yields of 7-12% in the US, UK, & Australia. Our global property marketplace allows local & international investors to invest as little as $1k in property opportunities without any of the hassle, management issues, foreign bank accounts & complex tax structures. We achieve this by partnering with developers, asset managers, & property investment trusts (REIT's) to supply a curated inventory of property assets.

Intended impact

MARKET OPPORTUNITY

Our research has shown that 49% of the world's wealth is held in property and yet only 12.9% of the world's population has access to this. Of this 12,9% in the Western World, less than 1% actually retire wealthy. The system is broken and we want to change this by allowing the 99% to invest like the 1%, using technology & SMART Investing.

Wealth Migrate’s mission is to disrupt the global property industry by focusing on three areas: the explosive middle class growth in emerging markets, their growing internet & mobile adoption, & what we perceive as a desire to invest in first world opportunities. This middle class target market is predicted to grow by 60% in the next 10 years, that's another 2bn people, while global cross-border capital flow continues to increase year on year (e.g. China 18% increase YOY, India 500% increase YOY). We are targeting a $100m in revenue within six years by achieving 1m transactions per year, with an average of $2k per investment and average 5% fee on equity, monetising supply and demand side.

Substantial accomplishments to date

KEY METRICS
- The platform has raised over $79M USD in property equity to-date (25% growth in 12 mths).
- Members in 118 countries (19% growth).
- Investors in 55 countries (49% growth).
- 2121+ transactions (57% growth).
- Total deal value of $500M+
- Dividends paid to date $5.7m
- 70% reinvestment rate from existing investors ($37,6K avg transaction).
- Average of 2.5 transactions per investor.
- Member base has grown 197% in last 12 months.

KEY ACHIEVEMENTS
- To our knowledge, we are the very FIRST blockchain enabled global property marketplace which allows investors to invest & diversify in property assets around the world, hedging against currency, markets, asset classes or countries in a safe & simple way.
- KPMG Global FinTech Top 50 (2016).
- Top Fintech Award 2018 in China.
- Top 3 – Africa FinTech Awards.
- $12.7m+ in seed capital.
- Fully digital & scalable.
- China footprint with Mandarin Platform.
- Global team expansion since 2017 to 6 countries including USA, UK, Australia, UAE, China & RSA.
- 2 years with revenues > $1m (2016-2017)
- We have funded everything from US medical centres valued at +USD40 million (600 investors) to a Big-5 Game Reserve in Africa with (197 investors).
- Launched WealthE Coin to unlock network effects.
- Reduced minimum investment from $100k to $10k to $1k. Plan to soon be launching $100 investment option & well on the way to achieving our vision of making investing as simple as swipe of a finger from $1.

Monetisation strategy

BUSINESS MODEL
Wealth Migrate generates revenue on the demand side via equity raising fees (3%), investment management (2%) and exit (3%). Revenue for 2017 was $1.5m via 846 transactions. As we drop the minimum investment requirement, we intend to increase this by the end of the year from a current 533 transactions to 2000 transactions, with the aim to deliver increased revenue and profitability, driven by a wider the investment focus to other property & digital products and providing multiple ways to invest.

We plan to optimise the business model for scale, from being solely origination focused to providing a marketplace that matches investors with vetted partner projects. Finally, we currently generate revenue by monetising the demand side, and we plan to evolve to monetise the supply side as the marketplace evolves & network effects are realised. We already have our first subscription property partner signed up & plan to expand this aggressively in late 2018 & 2019.

The Wealth University & Wealth Movement add additional diversified revenue streams

Use of proceeds

CUSTOMER BASE
In order to enable emerging markets to invest in global property opportunities, the minimum investment has steadily declined from $100k to $1k. As the technology improves, the friction costs will reduce which allows the minimum investment to continue to decrease. We have five main distribution strategies – Education Based Marketing; Channel Partners; Digital Marketing; Word of Mouth and Marketplace roll-out. Increasing marketing spend by 10x, we intend to increase our member base to 56k members & produce 5,600 transactions with an average size of $15k per transaction in 2019.

There are 4 major focus areas for use of proceeds:

- CAPEX – Investment in the Platform & IT – 40%
- Digital products, Branding & Marketing – 20%
- Human capacity & OPEX - 20%
- Deal origination & Marketplace Roll-out – 20%.

In simple terms we have been under the radar proving the model, with limited property partners & now we are really building the team & technology to scalable rapidly.

NOTE TO INVESTORS: Some investors reflected in this campaign have invested an total of US$962,314.58 at a share price of US$1.50. For this campaign, we have used the fixed FX rate of 0.77052 to convert this to the equivalent share price in GBP, and reflected £737,774.45.